Getting the most out of your credit card rewards is a priority for people who choose to use their credit card for all their spending. Earning rewards means their purchases provide perks in return. Whether you’re earning points, miles, or cash back, getting rewards with every dollar you spend is an exciting incentive of credit … Read more
Imagine a scenario where you can buy and pay for goods without having to enter your PIN. With contactless payment technology, most businesses, shops, and restaurants now offer this form of payment. So how do you know if you’re using a contactless card? Apart from seeing the logo on your credit card, you can also check … Read more
To test your credit card IQ, you’ll have to ask yourself a few questions. For example, you may not be sure which credit card to go for, or you may not know how to use the one you already have. Ignoring some of these questions might cost you in the long run. As such, always … Read more
While contactless credit cards have become the norm now, it’s not novel. This technology has been around for quite some time now. For instance, MasterCard introduced such cards way back in 2003. Contactless cards have been popular in Europe, Australia, and Canada, and are now steadily gaining popularity in the United States. If you aren’t sure … Read more
If you are like the majority of people looking for ways to save on your shopping and travels, its high time you looked into a credit card with incentives that offer cash back. These kinds of credit cards are great assets. However, it’s essential to choose the right one. With these credit cards, you earn … Read more
If it’s your first time using a credit card, it’s essential to note that there are several ways you can collect your miles, cashback, and points without necessarily having to spend a cent. If you have been searching for ways to accumulate credit card rewards faster, you are in the right place. Knowing the right … Read more
Have you been debating applying for a credit card because you feel you aren’t ready? Are you at crossroads wondering whether or not you need one? Some people usually feel like they don’t need credit cards, and it’s okay to feel that way. However, there may also be signs showing that getting one would be … Read more
Everything today is digitalized, which leaves you exposed to fraudsters who can quickly get your information from just about anywhere. This is especially concerning since so much of our most private information is now online. As such, your credit card is one of the most vulnerable things that you have. Its information can be stolen in … Read more
If you have never owned a credit card before, you are probably wondering how they work. Basically, you “borrow” money from a financial institution to make purchases and then pay at least a percentage of the money after a given period. The remaining amount is what accrues interest. However, this can be avoided by paying … Read more
When your credit card is stolen, it requires immediate action. You will need to take steps to protect yourself, and your finances, from being taken advantage of. A missing credit card in the wrong hands can wrack up thousands of dollars in charges and could leave you on the hook to pay it all back. This … Read more
Student credit cards, as the name suggests, are targeted toward the student community. This means that such cards are created to meet the specific needs of students and young adults in general. However, just because a credit card may be called a ‘student credit card’ does not guarantee that it operates in your best interest. … Read more
Sure, credit card cash advances can prove to be priceless in emergency situations. However, they also come at a price, and a huge one at that. Before you decide to use a credit card cash advance, be warned. Though getting cash by using your credit card is an option, it should not be done regularly. … Read more
Credit cards are increasingly becoming the way everyone lives their lives today. With the fact that credit cards are so common, one may think that even the average person has a wealth of credit card knowledge. However, that may not always be the case. In fact, many credit card holders may not fully understand the … Read more
When it comes to credit card benefits, many people think of the obvious ones like cash back, travel perks, and rewards. But there are many more benefits that credit cards offer today. The best credit cards on the market provide a wide range of additional perks and benefits that can make a real difference in … Read more