Learn How to Choose a Credit Card Wisely With These 5 Tips

How to Choose a Credit Card Wisely

Just because a particular credit card is working for your friend doesn’t mean it will also work for you. Choosing wisely based on your own needs is of utmost importance. This is because your spending habits might be different. Most of us take time to choose credit cards, taking into account several factors. If you … Read more

Get a Hold of These 4 Credit Cards to Save at the Pump

Save at the Pump

We have all at some complained about how fuel prices keep shooting high. Everyone wants to save at the pump, and while we might not have a solution to the rising prices, we can share the latest picks on the best credit cards that come with gas rewards. These credit cards allow you to earn … Read more

When Is it Time to Cancel Your Credit Card?

Cancel

Once you decide that you no longer want to use your credit card, you can call your bank and ask them to cancel it. This decision should not be made lightly, though, as even after canceling a credit card, you are still responsible for paying off any outstanding balances or debts you might carry with … Read more

Credit Card Limit: 5 Critical Factors That Determine It

Among the many things that prospective credit card owners are keen on knowing is the credit card limit they will be able to enjoy. The credit card limit is the amount of money you are able to utilize as credit on your credit cards. There are many factors that go into determining this credit card … Read more

Which Credit Cards Offer the Best Welcome Bonus?

Credit Cards with the Best Welcome Bonus

Most credit card welcome bonuses come in different forms, such as miles, cash back, and even rewards or bonus points. We have selected for you some of the credit cards that come with fantastic sign-up bonuses. However, as you look at the list and choose a credit card that might work for you, remember to … Read more

How to Use Your Credit Card Abroad – Best Practices

Credit Card Abroad

Have you found that in the past, it has been unreasonably difficult to use your credit card abroad or even spend when overseas? The days of carrying cash and making yourself vulnerable to theft do not have to overwhelm you anymore. And waiting in long lines to convert your currencies is a practice long gone. … Read more

Tips to Maximize Credit Card Reward Earnings

Credit Card Rewards Earnings

Reward credit cards offer you benefits on individual purchases, among other perks. But it can be a challenge to find the right card for you and the purchases you make. You have to find the ones with the most valuable points on offer – credit cards that offer the best value on cashback, points, and even … Read more

How Do Credit Cards Work: A Simple Guide

simple guide

It is virtually impossible to find anyone that doesn’t use credit cards to pay for stuff, whether they’re using them for large purchases or just groceries and gas. With the line of credit offered on credit cards, you can pay for stuff even when your money runs out. If used correctly, a credit card can … Read more

Credit Cards 101: What Is A Credit Limit?

What Is a Credit Limit?

Credit cards, with their vast amount of usage, can still be a bit of a financial mystery and there can be a lot that users don’t understand about using them. One of the things that many people might not fully understand is the concept of the credit limit. Your credit limit is determined by your issuer … Read more

Master 7 Difficult Credit Card Terms: An Easy Guide

Credit cards allow you to borrow money to pay for your purchases without having to run to your bank for a loan when you’re out of money. They usually carry annual fees, interest, and penalties that are imposed by the financial institution. Though we are all quite familiar with credit cards, not all of us … Read more

Credit Cards With The Best Travel Insurance

Credit Cards with the Best Travel Insurance

You’ve thought about credit cards, but have you thought about ones that offer you travel insurance? As a traveler looking to add another credit card to your collection, your priority will in most cases revolve around points and miles. However, this is not the only advantage of travel credit cards. Why get a Credit Card … Read more

10 Important Questions to Ask the Bank About Credit Cards

Unsolicited credit card offers can flood your email box and mailbox, and you are likely not going to give them a second glance. But once you are ready to add another credit card to your personal arsenal, you must understand all the essential features before you make your final decision. Credit cards are not a … Read more

The 5 Main Types of Credit Cards: Which One Is Right For You?

There are plenty of credit cards on the market today from a variety of different issuers. When you’re in the market for a new credit card, it is best to shop around to find the one that best suits your needs.  Sometimes choosing a credit card can be very confusing. Every credit card is different, so … Read more

Are You Ready for a Credit Card? 5 Ways to Know

There are different ways people start using a credit card. One of them is when parents add you as an approved user. The other way is when you are old enough to get your own card. In both of these ways, one thing remains certain about credit cards – they give you a loan. That … Read more