In a nutshell, a balance transfer is a process that allows you to switch your debt from a loan or credit card to another credit card. You will still pay your debt; the only difference is that a balance transfer...
Cashless payment is something that has been on the horizon for quite a while now. Most of the leading economic countries in the world today have adopted the idea of credit cards, and it isn’t slowing down anytime soon.  You may...
Having a credit card and not knowing how to use it wisely can land you in debt. There are some statistics about credit cards that might surprise you. For example, lots of people have a credit card, some even...
Did you know that a significant percentage of millennials don't have credit cards? Though there are many theories as to why that may be, whatever the reason, it has worked well for them. Credit cards have become so ingrained in...
These days, credit cards can be used to make payments. But it wasn't always that way. In the 1920s, there was a significant shift in the tech world that has affected our lives in the world we live in...
If you are a bit older, you know pretty much everything there is to know about your credit card; or that’s what you’d like to assume. When you’re still young and have just applied for and received your very first...
When a credit card owner buys a product using a credit card, the issuing bank pays cash on behalf of its customer and the customer is given a specific time in the future to pay the debt, also called...
Over the last couple of years, credit cards have been enjoying quite busy times in local and international markets. In most countries, credit cards have been the bedrock of commercial setups. So, the future is looking increasingly bright in terms...
Every day, you cannot fail to find someone offering some advice, especially when it comes to the topic of credit cards. From bloggers to bankers, frequent flyers, and even credit counselors, the list is endless. The issue is that most...

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