Deciding between primarily using a debit card or a credit card has never been an easy choice. There is always a wide variety of views favoring one or the other of these two. Nonetheless, the credit card industry has continued to grow over the years. However, when it comes to Millennials, those born between the … Read more
Owning a home is a popular dream. To some, it might come easy. But for others, you have to have a good credit score and do whatever it takes to pay off that mortgage, including using credit cards. Whereas you might qualify for a mortgage even with a poor credit score, this also comes with … Read more
Credit cards for business can make funding at the outset, as well as day-to-day expense management, a whole lot easier. At the same time, these cards should be used with adequate caution – as much or more than with personal credit cards. In this article, we provide a complete, holistic perspective on critical aspects to … Read more
If you have an extended warranty or price protection feature on your credit card, it means you can push the original manufacturer’s warranty on several items. If you love shopping, this helps you to save money, and by preceding a particular store’s guarantee, you will still stay protected. Despite this being a popular feature on … Read more
It certainly pays to own a credit card. After all, there are many benefits that come your way once you have a credit card. Accordingly, the focus of this post is on credit card ownership. Reading through this post, you will have a good idea of the solid reasons it makes sense to own a … Read more
How many times a day do you enter your personal or payment information when shopping online? In today’s world, you typically only have to enter the information once. Most merchants have systems that are designed to ensure you an easy time by keeping most of your card’s information on file or in their records. This, … Read more
It can be hard to tell what’s really the best advice you can get when it comes to credit cards and how they work. Despite what people always say about credit cards, not everything is correct. Always take this information with a pinch of salt. Whereas many people might discourage you from getting yourself one, … Read more
In a nutshell, a balance transfer is a process that allows you to switch your debt from a loan or credit card to another credit card. You will still pay your debt; the only difference is that a balance transfer allows you to combine several payments on one card. Assuming the balance is transferred to … Read more
Most of the leading economic countries in the world today have adopted the idea of credit cards, and you may be wondering why that is. Why do credit cards have such a huge grip on markets worldwide? Credit cards offer a lot to folks today – more than just having cash in your pocket does. … Read more
Having a credit card and not knowing how to use it wisely can land you in debt. There are some statistics about credit cards that might surprise you. For example, lots of people have a credit card, some even have multiple. We already know, however, that as generations continue to change and grow older, they … Read more
These days, it might seem like a good idea to avoid getting a credit card and falling into a possible debt trap. The promise of “buy now, pay later” that credit card companies offer can make it tempting to overspend. However, not having a credit card can be detrimental to your financial situation if you … Read more
In the 1920s, there was a significant shift in the tech world that has affected our lives in the world we live in today. Companies involved in the oil trade and others in the hotel sector started issuing credit cards to their customers in the United States of America. That made a significant shift not … Read more
If you’re applying for your first credit card, there may be a lot you don’t know about it yet. There can be many nuances to its usage and fine print agreements to credit cards that you should be aware of. This guide is going to uncover some key things to know about having and using a … Read more
When a credit card owner buys a product using a credit card, the issuing bank pays cash on behalf of its customer, and the customer is given a specific time in the future to pay the debt. Credit cards offer loans, also called lines of credit, that can be used for balance transfers, cash advances, … Read more