Selling your home can be challenging. As with selling anything, putting your home on sale needs the right kind of treatment. As someone who wants to sell their home, you want to make sure that the potential sale is worth your while, as well as the buyer’s. This is easily done by familiarizing yourself with … Read more
If you are considering applying for a new credit card, you should know that your credit score can be adversely impacted if your application is turned down. However, there’s a tool that can let you know if you are likely to be accepted without affecting your credit score. Being denied for credit affects your credit rating, … Read more
Floods are undoubtedly some of the most destructive natural disasters. They have the capacity not only to destroy property but also take away lives. For those who live in flood-prone areas, having the right flood insurance coverage is a must. While most homeowners or renters already have insurance for their current space, most of the … Read more
The digital banking industry is accelerating around the world, primarily because of recent regulatory reforms that make it easier for new start-ups to provide customers with financial services. Now, customers are no longer limited to a single bank offering a menu consisting only of items planned, created, promoted, and endorsed entirely by the bank itself. Today, … Read more
Natural disasters are some of the most destructive forces out there. They can leave thousands of people homeless and throw their life investments down the drain. Plus, the most raging ones have taken hundreds of lives. One of the most devastating natural disasters is tornadoes. In fact, the deadliest one in the United States in … Read more
From paying bills to splitting bar tabs, money-sending apps have made it easier than ever to do anything. In recent years, these apps have become increasingly popular, and now there is a range of choices to choose from. The best money-sending app for you depends on your unique situation, including what you are using the app … Read more
Chip-and-PIN credit card purchases are much safer than conventional purchases using a magnetic strip. When you make a transaction using your Chip-and-PIN credit card, a one-time code is generated and passed between the chip of your card and the point of sale terminal of the store. Chip-and-PIN cards have a square-shaped microchip that produces and stores unique … Read more
Individuals planning a trip overseas know the struggle of dealing with foreign transaction fees. Normally filed under credit card fees, this fee is typically buried in the lengthy terms and conditions page of your credit card agreement. While international fees may seem like no big of a deal, it can actually eat up a ton … Read more
The world is experiencing an economic recession right now, which means that many people are struggling with their finances. For some getting another job is the solution, while others have no choice but to turn to credit products for help. Those who opened a credit line or multiple ones are toiling to make ends meet … Read more
One of the leading products provided by credit unions and banks are debit cards. They also offer several advantages, just as credit cards do. When you shop with a debit card, there’s no need to bring cash with you for your transactions. And, if you need cash, making a withdrawal transaction at any nearby ATM … Read more
Swearing off the plastic because of the disadvantages of using a credit card is not always a smart idea. Using credit cards can help you to gain rewards and build credit. And while you definitely want to use credit cards so that you can take advantage of the benefits of being a cardholder, you wouldn’t … Read more
If your credit cards hold balances with high-interest rates, the monthly charges can cost you quite a lot. If this is the reality, it could make perfect sense to transfer credit card debt from high-interest cards to just one card with a lower interest rate. With one statement and payment due per month, it could … Read more
Do you find it quite annoying that it takes several days for credit card issuers to provide you with an email that you’re either approved or rejected for the credit card that you’ve applied for? There are a lot of things that need to be reviewed when it comes to credit card application which is … Read more
Working capital is used to fund the daily operations of a business. These types of loans are not used to purchase long-term assets or investments and are used instead to provide the working capital that meets the short-term operating needs of a business. Costs such as payroll, rent, and loan payments may involve those needs. In this way, working … Read more