Travelers in Chile can take advantage of credit cards tailored to airline rewards. The Santander LATAM Pass Credit Card offers exclusive perks for LATAM Airlines customers who meet income and account requirements.
You earn miles, access airport lounges, and unlock elite travel tiers just by using your card. This guide breaks down how the card works, what to expect, and how to apply.
Who Can Apply and What You Need to Qualify?
Not everyone qualifies automatically, so it’s important to check the basic requirements. This section explains what income level and conditions you must meet.
To apply, you must be at least 18 years old and legally reside in Chile. The minimum net income required is $1,700,000 CLP per month. A solid financial profile and clean credit history are expected. You should have a current account with Santander or open one during the application.
The card is available under Visa or American Express. Both options support international payments and LATAM rewards. There’s no difference in benefits, so choose your preferred brand. You can apply 100% online through Santander’s website.
Key Benefits for Frequent Flyers
This card is optimized for travelers who want to make every trip more rewarding. Benefits start with earning miles and extend to comfort perks.
Earn Miles With Every Purchase
You accumulate LATAM Pass Miles with each dollar you spend. The rate depends on your Santander Rewards Level:
- Level 1: 0.7 miles per dollar
- Level 2: 0.84 miles per dollar
- Level 3: 1.05 miles per dollar
Purchases made in Chile or abroad are eligible. Accrual is automatic and linked to your LATAM Pass account. The higher your rewards level, the more value you get per peso spent.
Mileage and Credit Limit Rules
Your monthly mileage cap is up to 22,000 miles. This is tied to your card’s approved USD 22,000 spending limit.
Mileage accumulation resets monthly. This limit ensures fair rewards for all users based on usage level.
LATAM Pass Program Perks
The LATAM Pass system is more than just miles. It’s a structured program offering upgrades, lounge access, and special services.
Elite Tier Qualification System
For every 2 miles earned, you get 1 LATAM Pass Qualifying Point (CP). These help you climb LATAM Elite Tiers:
- Gold: 12,000 CP
- Platinum: 35,000 CP
- Black: 100,000 CP
- Black Signature: 200,000 CP
Higher tiers come with priority boarding, extra baggage, and seat upgrades. The more you fly and spend, the faster you move up. Only qualifying points from LATAM Pass cards count toward this.
Checked Baggage Benefit
Holders at Level 2 or Level 3 get 1 free checked bag (up to 23 kg) on LATAM Airlines. This applies to domestic and international flights.
Oversized luggage is not included. Connecting flights are also covered if the first leg is LATAM-operated.
Lounge Access and Airport Perks
This section groups airport-related benefits for comfort and convenience. You get more than just miles.
Lounge Passes You Can Use
Cardholders get 9 free entries per year to Pacific Club Lounges at Arturo Merino Benítez Airport (Terminal 1).
One guest can enter, but it counts as two passes. These lounges offer a quiet space, refreshments, and Wi-Fi. They’re ideal for regular domestic travelers.
WorldMember Lounge Access
You also get access to Lounge WorldMember (Terminal 2, International). It includes entry for you and one guest if flying LATAM.
This is for international departures only. Lounge access is automatically registered when your LATAM number is linked.
More Travel-Friendly Benefits
These extras help protect your points and reduce spending fees. They add long-term value if you use the card consistently.
- One free miles transfer per year (from 9,000 to 70,000 miles).
- No commission on international purchases.
- Miles renew for 3 years if you earn 7,500 miles/year and avoid 3+ months of inactivity.
These features help you preserve your rewards even if you don’t travel every month. You avoid surprise deductions and keep earning for future redemptions.
Monthly Costs and Card Fees
Understanding the costs lets you use the card without financial stress. The charges are simple and easy to plan for.
The monthly commission is UF 0.34. However, if you link the card to a qualified Santander account plan, the fee may be waived.
There’s no annual fee when bundled with eligible accounts. International purchases have no added commission, which makes this card great for travel.
Application Process: Steps to Get the Card
Applying is fully digital. Just follow the required steps and have your documents ready.
Step-by-Step Instructions
- Step 1: Visit Santander Chile’s official website.
- Step 2: Select the LATAM Pass Credit Card and click “Contrátala 100% online.”
- Step 3: Fill in your basic details like ID, income, and contact info.
- Step 4: Upload documents like your ID and income proof.
- Step 5: Wait for approval and review the terms sent to your email.
- Step 6: Activate the card once it arrives and connect it to your LATAM Pass account.
The process usually takes a few days if all documents are correct. Be sure your LATAM number is active to receive benefits right away.
Tips to Maximize the Card’s Value
With the right habits, you’ll earn more and get better perks. This section focuses on long-term use strategies.
Always link your LATAM Pass number right after approval. Use the card for travel and daily expenses to accumulate miles faster. Track your reward level inside your Santander account dashboard.
Try to reach Level 2 or 3 to unlock baggage and lounge benefits. Avoid three months of inactivity to protect your miles from expiration.
Contact Details for Help and Support
If you need help, use Santander’s official contact channels. Here are the most relevant ones for Chile-based cardholders.
- Official Address: Bandera 140, Santiago, Chile
- Phone (Chile): 600 320 3000
- Website
You can ask about the status of your application, card activation, or LATAM Pass integration. Always use verified channels to avoid scams or misinformation.
What the LATAM Pass Miles Are Used For?
The LATAM Pass system is central to the card’s appeal. Here’s how it helps you save and access real travel perks.
Flight Tickets and Upgrades
Use miles to buy LATAM airline tickets directly through the airline portal. Depending on your balance, you can pay partially or fully in miles. You can also use them for cabin upgrades, making long flights more comfortable.
Products and Catalog
Miles aren’t just for flights. The LATAM Pass catalog includes travel gear, electronics, and lifestyle items. Browse through your account and redeem online.
Status Progression
As mentioned earlier, earning qualifying points helps you reach elite status tiers. These statuses grant more value over time. The faster you climb, the better the perks.
Final Thoughts on Travel Value
The Santander LATAM Pass Credit Card offers high-value perks if you travel regularly. It’s ideal for earning airline miles, accessing lounges, and reducing baggage costs.
The more you use it, the more miles and privileges you gain. Apply online if you meet the income requirement and want a smarter way to travel.
Disclaimer: The information in this article may change over time depending on Santander and LATAM Pass policies. Please check the official Santander Chile website for the most up-to-date conditions and rates. This content is for educational purposes only.
