The Revolut Card offers a flexible and efficient way to manage finances in the United Kingdom.
Ideal for everyday spending and travel, it offers fee-free transactions and real-time notifications for easy money management.
This guide outlines the card’s top benefits and the simple application process.
Top Benefits of the Revolut Card
The Revolut Card is packed with features designed to make spending smarter and more secure. Here are the top benefits that set it apart:
- Fee-Free International Spending – No foreign transaction fees on purchases abroad.
- Instant Spending Notifications – Receive real-time alerts for every transaction.
- Multi-Currency Accounts – Hold, exchange, and spend multiple currencies from one account.
- Competitive Exchange Rates – Access to interbank rates, saving on currency conversions.
- Cashback and Rewards – Enjoy cashback and exclusive perks based on your plan.
- Enhanced Security Features – Virtual cards, single-use cards, and card-locking options.
- Budgeting and Spending Analytics – Tools to help you manage and track spending habits.
- Travel Insurance and Perks – Includes travel coverage and ATM access worldwide.
- Investment Opportunities – Easy access to cryptocurrency and stock trading.
- Bill Splitting and Peer-to-Peer Payments – Convenient options for splitting expenses and transferring funds.
Insurance and Travel Perks
Card users enjoy a range of insurance and travel perks designed for safer and more comfortable journeys.
Here are the key features that enhance your travel experience:
- Travel Insurance – Coverage for medical emergencies, flight cancellations, and lost baggage.
- Flight Delay Lounge Access – Access airport lounges if flights are delayed by a set time.
- Worldwide ATM Access – Cash withdrawals are available in various countries with no or low fees.
- Overseas Medical Insurance – Comprehensive health coverage for international travel.
- Baggage and Personal Item Insurance – Protection against loss or delay of personal belongings.
Crypto and Stock Trading Options
The card offers easy access to crypto and stock trading through the app.
Here are the main features that make investing with Revolut straightforward:
- Cryptocurrency Trading – Buy, sell, and hold popular cryptocurrencies, including Bitcoin, Ethereum, and Litecoin, without needing a separate wallet.
- Fractional Shares in Stocks – Invest in stocks by purchasing fractional shares, making it accessible to start with smaller amounts.
- Real-Time Price Tracking – Stay updated with real-time market data on crypto and stocks.
- Low Trading Fees – Competitive fees on trades, allowing cost-effective transactions.
- Easy Portfolio Management – View and manage investments in one place within the app.
- Educational Resources – In-app guides and tutorials for beginners on crypto and stock trading.
Junior Accounts for Children
Revolut’s Junior Accounts are designed to help children manage money safely while giving parents control over their spending.
Here’s a breakdown of the key features:
- Parental Controls – Parents can monitor and set spending limits to ensure safe financial habits.
- Money Management Tools – Simple tools teach children about budgeting and saving.
- Spending Alerts – Parents receive notifications for oversight of each transaction.
- Personalized Cards – Kids get their Revolut-branded card for secure purchases.
- Tasks and Allowances – Parents can set up tasks and track allowances directly in the app.
Split Bills and Peer-to-Peer Payments
Revolut’s Split Bills and Peer-to-Peer Payments make it easy to manage shared expenses and send money instantly to others.
Here’s how these features simplify financial interactions:
- Effortless Bill Splitting – Quickly split bills with friends or family, with automatic calculations for even or custom amounts.
- Instant Peer-to-Peer Transfers – Send money instantly to other Revolut users, eliminating delays.
- Request Money Feature – Request funds from others with a simple tap, making group payments seamless.
- Multi-Currency Support – Send or receive money in various currencies without conversion fees.
- Track Shared Expenses – View all shared expenses in one place to keep payments organized.
Subscription Management
Revolut’s Subscription Management feature helps users keep track of recurring expenses and manage subscriptions effortlessly.
Here’s what makes this tool valuable:
- Automatic Tracking – Detects and tracks recurring payments for easy oversight.
- Instant Notifications – Alerts you before each subscription is charged, avoiding surprise expenses.
- One-Tap Cancellations – Allows you to cancel subscriptions directly in the app with a single tap.
- Spending Insights – Provides insights on total subscription spending to help manage budgets.
- Card Controls for Subscriptions – Option to freeze specific payments to prevent unwanted charges.
Revolut Marketplace and Partner Discounts
Revolut’s Marketplace and Partner Discounts give users access to exclusive deals across various brands, helping them save on purchases.
Here’s a look at the perks available in the Marketplace:
- Discounted Offers – Enjoy special discounts from Revolut’s partnered brands, covering a wide range of products and services.
- Exclusive Rewards – Access members-only rewards and perks, enhancing the value of your spending.
- Personalized Deals – Receive tailored offers based on spending habits and preferences.
- Health and Lifestyle Benefits – Save on wellness, fitness, and lifestyle services through select partner deals.
- Travel Discounts – Get reduced rates on hotels, flights, and travel services when booking through Revolut’s partners.
Interest Rates and Fees
Revolut offers various account options in the UK, each with specific interest rates and fees. Here’s a breakdown of the main charges and rates:
Interest on Savings Vaults
- Up to 1.35% AER for Standard and Plus users
- Up to 2.25% AER for Premium users
- Up to 2.50% AER for Metal users
ATM Withdrawal Fees
- Standard and Plus Accounts: Free withdrawals up to £200 per month, with a 2% fee on amounts beyond that
- Premium Account: Free up to £400 per month, with a 2% fee beyond
- Metal Account: Free up to £800 per month, with a 2% fee on additional withdrawals
Currency Exchange Fees
- Standard Account: Fee-free on weekdays up to £1,000 per month; 0.5% fee for amounts exceeding this
- Premium and Metal Accounts: No currency exchange fees on weekdays
Card Replacement Fees
- Standard Account: £4.99 for a replacement card
- Premium and Metal Accounts: Free replacement for Premium; Metal card replacement costs £70
Overseas Medical Insurance (Premium and Metal Accounts)
- Included with Premium and Metal accounts at no additional cost
Subscription Fees
- Standard: Free
- Plus: £2.99 per month
- Premium: £6.99 per month
- Metal: £12.99 per month
Customer Support
For any inquiries or assistance related to the card, here are the contact details to reach their support team:
- Office Address – 4th Floor, 7 Westferry Circus, London, E14 4HD, UK
- Phone Number – +44 203 322 8352
How to Apply for a Revolut Card
Applying for a Revolut Card is a quick and straightforward process that can be done online. Here’s a step-by-step guide to get started:
- Download the Revolut App – Available on the App Store and Google Play.
- Create an Account – Sign up by entering basic information and setting up a secure password.
- Verify Your Identity – Complete a quick ID verification within the app.
- Choose a Plan – Select from free or premium plans based on your needs.
- Add Funds to Your Account – Deposit an initial amount to activate your card.
- Order and Activate Your Card – Request the physical card and activate it once it arrives.
Key Takeaways
The Revolut Card offers fee-free spending, investment options, and subscription management for flexible financial control.
With simple application steps and tailored features, it’s an ideal choice for everyday use.
Apply today to enjoy the benefits of Revolut’s financial tools.
Disclaimer
This information is for general guidance and may not cover all Revolut Card terms or fees.
Always review Revolut’s official website for the latest details before applying.
