Traveling with a credit card is very beneficial since you can use it to make hotel reservations, book your next travel, or even pay for your lunch or dinner. If you do not have cash with you, a credit card is the next best thing to use instead of having to search far and wide for the nearest ATM. Using credit also means your payments are fully secured.

The Bank of America Travel Rewards Credit Card is not just your usual credit card. It is one of the most popular travel rewards credit cards in the country for many reasons. Every time you use the card, you get to earn points and redeem them for many rewards.

If you are interested in learning more about what the card is all about, why you should pack this travel rewards credit card on your next trip, how to apply, and more, check out the following article.

  • Use This Card to Book Your Next Vacation
  • A Card That You Can Take on Your Travels
  • Earn Unlimited Points With No Expiration
  • Here’s How You Can Exchange Your Points for Cash or Gift Cards
  • Automatically Block Any Suspicious Transactions
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Use the Card to Book Your Next Vacation

Credit cards are often the go-to payment option to book a flight or a hotel for your next vacation. Many people want to do this to avoid any issues with the transactions as credits are reflected on your next bill.

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This is a great way to enjoy your vacation without having to worry about your current finances. With the Bank of America Travel Rewards Credit Card, you can use the card to book your next vacation whenever, wherever you want.

You are not limited to specific websites, as the card is accepted by almost all hotel and ticket outlets in the country. Book your next vacation and worry less when you have the Bank of America Travel Rewards Credit Card.

Open a New Account and Get Zero Interest

The Bank of America Travel Rewards Credit Card offers many benefits that many other credit cards often try to avoid giving to their new customers.

For one, opening an account is very easy. All you need is to sign up, present all the information and proper documents and you’re good to go. As a reward, they also offer a zero interest period on the first 15 billing cycles which gives you all the time to use the card and earn points.

Yes, you read that right. The Bank of America Travel Rewards Credit Card has a point system and has even more benefits that you’ll learn more about later on.

A Card That You Can Take on Your Travels

Most of us understand the use of credit cards. They are often our live saviors whenever we run out of cash, especially when we are out of the country.

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It is one of the most dreaded experiences when you go abroad and you end up having a credit card that is not valid. This is why you need to pick your next credit card well.

If you have been wanting to have a credit card that you can use wherever you go, the Bank of America Travel Rewards Credit Card should be your top choice. The main reason why it is considered the top credit card for travelers is that it does not have any foreign transaction fees alongside many benefits that you’ll discover later on.

Having no foreign transaction fee means you get to spend more on your shopping and other needs while you’re outside of the country.

Enjoy Using Bank of America Travel Rewards Credit Card Free of Fees

One of the best benefits you get from using the Bank of America Travel Rewards Credit Card is that there are no annual fees.

Annual fees can be quite troublesome if you’re already on a tight budget. With the Bank of America Travel Rewards Credit Card, you don’t have to worry about annual fees as they are waived from your account.

This gives you the total freedom to take the card anywhere with you and you get to use it without having to worry about paying a substantial amount of fees just for using the card.

Earn Unlimited Points With No Expiration

Many credit card companies offer promotions that let you earn points for every swipe or purchase you make with your credit card.

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These points are then used to redeem many other rewards but the Bank of America Travel Rewards Credit Card lets you earn unlimited points and the best part is that the points you’ve accumulated do not have an expiration date.

If you want to earn thousands of points to be consumed for a later promo, you can finally do so without having to worry about your points being taken away. You get to earn 1.5 points for every $1 you spend on your purchases.

When you spend at least $1,000 in purchases in the first 90 days of opening the account, you earn 25,000 bonus points which can also be used as a $250 credit for your travel purchases.

Redeem Your Points to Pay For Your Next Travel

As mentioned above, you get to receive an unlimited amount of points as you use your credit card to spend on your travel needs. You can then use those points for a statement credit to pay for your next trip.

It is a great way to convince you to use your card more during your travel so you get to save more on your next trip. You can even use the points to waive baggage fees and even get discounts on your ticket and hotel.

If you don’t have any travel plans for the next few months and you want to spend your points, you can also use them for dining purchases and treat your special someone to a fancy dinner.

Here’s How You Can Exchange Your Points for Cash or Gift Cards

Once you start collecting a lot of points, it is best that you keep them and wait until you’ve earned around 2,500 points. This should unlock a new feature where you can exchange the points for gift cards.

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The value of the points will depend on how you use them so the higher the price, the more points you’ll get. If you also use your Bank of America Travel Rewards Credit Card to book your flight or hotel, you will also receive a statement credit.

This will further increase your points within your account. You can then redeem the points that you’ve earned for a cash reward that can be transferred to your Bank of America savings or checking account.

You also have the option to use it as a credit to a cash management account with Merrill.

Get Even More Points If You’re a Preferred Rewards Member

Bank of America Travel Rewards Credit Card offers a Preferred Rewards membership for its card holders.

As a Preferred Rewards member, you get to earn more points for every purchase that you make. You’ll receive 25% up to 75% more points for every dollar that you spend using the card.

This means you get to earn at most 2.62 points for each dollar. Go ahead and sign up for the membership and explore more options for you and your family.

Automatically Block Any Suspicious Transactions

One of the worst nightmares that any credit card holder will ever experience is suspicious or fraudulent transactions.

Many credit card holders are always wary of their cards getting hacked and used in these kinds of transactions. Fortunately, the Bank of America Travel Rewards Credit Card has a feature that automatically blocks any suspicious transactions from your account.

You will immediately be notified of such a transaction so you can identify and then determine whether the transaction is legitimate or not.

They will monitor all of your transactions for you so you can simply enjoy all the perks that you get for using the card.

How to Apply for the Bank of America Travel Rewards Credit Card

Now that you’re well-versed with the benefits you get from using the Bank of America Travel Rewards Credit Card, it is time that you learn how to apply so you can easily get the card and use it on your next travel plans.

To apply, simply visit the official website and select Apply Now. You will then be asked to submit your personal information such as your full name, address, total income, employment details, and social security number.

You can also apply by calling them at 800 932 2775 or visiting your nearest Bank of America branch. You must be 18 years old and above, employed, and have a good credit rating. All the other details that you have submitted will then be verified by the bank.

Conclusion

Overall, the Bank of America Travel Rewards Credit Card is best suited for individuals who travel and spend often overseas. With no annual fee and no foreign transaction fee, cardholders can save money on purchases made outside the United States. 

Disclaimer: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.