Imagine a scenario where you can buy and pay for goods without having to enter your PIN. With contactless payment technology, most businesses, shops, and restaurants now offer this form of payment.
So how do you know if you’re using a contactless card? Apart from seeing the logo on your credit card, you can also check your statement, and these transactions will always appear within the first section of your statement.
At times, you may not be able to easily discern whether your card is capable of contactless transactions. If you are still in doubt about how these cards work, read along to learn more about how these cards work, how to know the kind of card you are using, and when to check your statements.
How Do Contactless Credit Cards Work?
This type of technology was created initially so people could shop effortlessly without too much hassle. For instance, if you have such a card and you want to want to make a payment in a business with a contactless reader, all you will have to do is to hold it over the reader. It’s as simple as that.
If it’s your first time using a contactless card, you will be required to enter your PIN. However, after that, you will generally not have to input a PIN during future transactions since they’ll automatically be contactless. Furthermore, for the card to work, you need to position it close to the reader. It’s recommended to place it around 2 to 4 centimeters away.
Look out for the contactless symbol, which is four curved lines radiating rightwards – more like a tilted Wi-Fi symbol.
Steps on How to Use Contactless Credit Cards
The first step to using a contactless credit card is to look for a contactless symbol whenever you are making the payment.
After that, you will only have to hold your card close to the reader, and you will see a beep or green light indicating that your payment is being processed.
It’s as simple as that! Very few steps are required of you.
There you have it, folks, I hope these few tips have given you an idea as to how a contactless card works and how to get one. If you are still in doubt, visit your card issuer’s website for more information. And, as always, remember to keep your cards safe and never disclose your PIN online to anyone.