If you have used a credit card before, you have probably seen the phrase “balance transfer”. At times, there are fees and interest attached to a balance transfer, and at times there is a waiver on it altogether. Are the fees the same as the rates when it comes to balance transfers? And, what is … Read more
Credit cards come with a number of fees for the range of transactions that you can do with the card. For example, cash advance fees can be costly and are important to pay attention to if you want to maintain your financial health when using your card. Cash advance fees are applied when you withdraw cash … Read more
If you’re planning on applying for a credit card, there are a lot of things that you need to consider first. One of the major factors that you will need to think about to help you decide which credit card to apply for is the APR. APR stands for Annual Percentage Rate which is the … Read more
A lot of people have more than one credit card in their wallets. This is a pretty common occurrence, but can be one that carries high financial risk. Having many credit cards at once means that you are likely to use all of them regularly. This can increase your debt as it can be quite … Read more
The minimum monthly payment is the least amount of money you are required to pay on your credit card account per month in order to remain in good standing with the credit card company. Making this payment on time is important if you want to avoid late fees and have a good repayment history reflected … Read more
Credit cards are perfect for use on a daily basis, but they come with many different fees that you must pay whenever you use the card. Sometimes it feels like there is a fee for every little thing you do with the card. Keeping track of all the fees you are paying on a credit … Read more
While shopping for a Visa credit card, it is easy to get confused by the wide range of cards available across issuers. Today, you can find a card that offers perks and benefits for almost anything you spend your money on. To help narrow down your choices, the following list are the best Visa credit … Read more
There are a number of advantages when it comes to having credit cards. Credit cards help you to build your credit which can help you get major loans in the future, such as education loans, car loans, or mortgages. And, when it comes to credit cards, they have a different set of features that each … Read more
Many of us rely on credit cards to provide a convenient and secure way to purchase goods and services whether they are offline or online. Credit cards are often used to help build credit scores and earn rewards in the process. If you’re looking to find a good credit card as a beginner, there are … Read more
Credit cards have a lot of value in today’s world but they also come with a cost – interest rates. Finding the best interest rates for your credit card can be very challenging since credit cards offer them differently. Interest rates are the amount of money that you owe from the credit card issuer for … Read more
Do you want luxury travel perks to be a part of your traveling experience? A lot of people complain that getting started with miles and reward points is tricky. After all, where do you start? Well, it’s not that tricky with the American Express Platinum Card in place. Armed with the right knowledge and a … Read more
Traveling is fun and exciting, but, nobody likes to come home to a monstrous bill staring at their face. But this can be a very real problem if you love to shop using your American Express credit card while traveling. The reason for this lies in foreign transaction fees, which are applicable to most traveling … Read more
When it comes to credit card terms and conditions, everyone would rather skip the technical jargon and jump straight to the rewards section. However, it is so important to be fully aware of the legally binding agreement we enter into with the credit card company. Terms and conditions are a formal statement of the rules … Read more
A credit card could provide excellent convenience, but it can also be a source of aggravation if your personal or account information is lost or stolen. Credit card fraud occurs every day but is highly prevalent during periods of economic hardship. It is best to take proactive measures to secure your financial reputation and reduce … Read more