A lot of credit cards today often have different kinds of gimmicks to hook potential customers into applying for the credit card. Some offer unlimited cash back while others offer lower interest rates when using the card for purchases.
While many of these credit cards do have gimmicks, there is no other credit card that has stayed true to what they offer than the Chase Freedom Unlimited Credit Card. The Chase Freedom Unlimited Credit Card is a great all-around credit card that gives you cash back from traveling, dining, and even just simply buying your groceries.
Check out more information about the card and see if it is right for you.
Unlock the Features and Benefits of Chase Freedom Unlimited Credit Card
The Chase Freedom Unlimited Credit Card is one of the most competitive credit cards in the world.
With its long list of features and benefits, cardholders can expect tons of surprises when using the card.
Check out what’s in store for you with this amazing credit card.
Earn Cash Back Left and Right
With the Chase Freedom Unlimited Credit Card, you can earn cash back from almost every transaction that you make even when on your grocery run.
You can get as much as 5% cash back on travel purchased through the Chase Ultimate Rewards program and another 3% on purchases at partner restaurants which also includes takeout and eligible deliveries.
You also get 3% cash back for drugstore purchases and 5% on qualifying Lyft services. Every transaction that you make including groceries and fuel will also let you earn 1.5% cashback.
Redeeming Your Cash Back Rewards
Once you have collected enough cash-back rewards, there are various redemption options for you to choose from. You can redeem your rewards as a statement credit or direct deposit to your bank account.
You can also use the rewards for travel and get discounts on your next travel bookings. You can also redeem it for gift cards or online discounts when you shop at the Amazon website.
The best thing about the rewards is that you can also combine them with premium Ultimate Rewards credit cards and expand your list of rewards to redeem.
Sign Up Bonus
When you apply and get approved for the Chase Freedom Unlimited Credit Card, you will receive a bonus worth $200 after spending $500 on purchases and other transactions made within the first three months of opening the account.
There is also a limited-time offer to receive as much as 5% cash back on grocery and fuel purchases in your first year or when you reach a threshold of $12,000.
Cardholder Perks and Benefits
Each credit card has its own set of perks that cardholders will truly enjoy and the Chase Freedom Unlimited Credit Card is one of them.
Cardholders receive purchase protection and extended warranty coverage as well as trip cancellation and interruption insurance. You also have a complimentary DashPass subscription.
Interest Rate and Other Charges
The Chase Freedom Unlimited Credit Card is one of the many credit cards out there that do not have an annual fee.
Cardholders can expect a regular APR of 20.49% to 29.24% for purchases and surprisingly, they also offer an interest-free period of 15 months for purchases and balance transfers.
After the promo period, your balance transfers will be charged with a $5 or 3% of the amount of transfer as your fee. Late payment and return payment will be charged at $40 and foreign transactions will be charged with a 3% fee.
Contact Details
For more information, you can contact their customer service hotline using the number 1-800-432-3117.
You will be connected to a bank representative to provide you with the assistance that you need.
You can also check their official website to learn more about the credit card. Feel free to visit their main office located at JPMorgan Chase Headquarters, 270 Park Avenue, New York, NY.
Who is the Chase Freedom Unlimited Credit Card Meant For?
Not everyone can afford to maintain a premium credit card like the Chase Freedom Unlimited Credit Card.
This is why you should always do your research when it comes to the finances involving a credit card.
While the Chase Freedom Unlimited Credit Card is very accessible, it is meant for specific people especially those who are looking to maximize the value of both the card and the rewards.
Looking for Value of Rewards
Anyone who is looking to get the most out of the rewards that they earn with the credit card can look at applying for the Chase Freedom Unlimited Credit Card.
Tons of categories and perks is just too valuable for anyone who owns a credit card. You get cash back, insurance, and many other perks that are not available elsewhere.
Catch-All Purpose
If you are searching for a credit card that serves to catch all of your expenses then the Chase Freedom Unlimited Credit Card is the perfect card.
You can use the card for almost every transaction you make daily. Whether you’re using the card to pay for your shopping bills or groceries, this is the right card for you.
Eligibility Requirements for the Chase Freedom Unlimited Credit Card
Applicants who are interested in applying for the Chase Freedom Unlimited Credit Card should check first if they are eligible to apply for the credit card.
There is a long list of requirements for the card but in general, you will need to be 18 years old and above and must be a resident of the United States to apply for the card.
You must also have a good income with the proper documents to prove it. These can be your bank statements or your monthly pay slips.
Applying for the Chase Freedom Unlimited Credit Card
When you are ready to apply for the card, you can apply directly at any local Chase branch or you can head over to the official website.
Fill out the online application form including your physical address, phone number, email address, and other details.
Make sure that you review for spelling errors and don’t forget to check out the terms and conditions before you submit.
Conclusion
Many people are in search of the best credit card that has everything that you need. With the Chase Freedom Unlimited Credit Card, you get an all-around credit card that is loaded with features and competitive rates that you just can’t deny.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.