Cashless payment is something that has been on the horizon for quite a while now. Most of the leading economic countries in the world today have adopted the idea of credit cards, and it isn’t slowing down anytime soon. 

You may be wondering why that is. Why do credit cards have such a huge grip on markets worldwide?

Credit cards offer a lot to folks today – more than just having cash in your pocket does. Among the best things that credit cards offer are safety and convenienceSo, with that said, which are the easiest countries to get credit cards in?

United States

At the top of the list has got to be the United States of America. Credit cards are the cornerstone of the American economy today and it isn’t easy to find someone without one. 

With over 632 million cards in circulation in America in any given year, it has got to be one of the easiest counties to get a credit card in. With an excellent credit score, you will easily be eligible for one out of the wide variety of credit cards in the US. 


Whether you are a citizen or a foreigner, Japan is one of the easiest countries to apply if you want to get your hands on a credit card. If you’re a foreigner, however, the only way you’ll get a credit card is if you have a job in Japan. 

This is because, at one point, a tsunami hit Japan and foreigners with their credit cards left the country. Unfortunately for Japanese credit card companies, they left without making payments.

However, with most applications being made online today, it’s easy to get your card. They also ensure they will get their payment now. If you do not pay, the company you worked for must make the payment. 


One country that has come out of the periphery in the last couple of years and has become a global economic player is China. With their economic growth over the years, it is no surprise that they are in on the rising trend of credit cards.

It is one of the countries that tops the list of credit cardholders in the world today. With over 185 million credit cards issued in China to date, it is one of the countries where it is easiest to get a credit card. Although they have a tight policy on not issuing cards to foreigners, for citizens it is not very hard. 


Brazil is surprisingly an upcoming leader in the financial world today, and they aren’t far behind with credit cards. Anyone with a good credit score in Brazil is eligible for a credit card.

For foreigners, the rules are pretty tight. You need to have a bank account and proof of residence to get a credit card. However, you can easily pay for products and services with your Visa or MasterCard while in Brazil. Over 170 credit cards have been issued in Brazil over the years.

South Korea

While there is no specific law against issuing credit cards to foreigners in South Korea, it is pretty hard to navigate. With their citizens being avid users of credit cards, it is safe to assume that the application process isn’t too hard. To date, South Korea has handed out around 100 million credit cards to its citizens. 


Getting a credit card today feels like a necessity, rather than a luxury,  to most people. Most countries have embraced the option of offering credit cards to their citizens. More and more people are realizing that the good outweighs the bad when it comes to credit cards. 

This was our pick of the five countries that make it easy to get ahold credit cards. Enjoy!