American Express Serve – Learn How It Works

With over 45,000 centers where you can add money into your account, American Express Serve is a revolution in the way payments work.

American Express Serve is a debit card program offered by American Express. Once you have an American Express account, you are eligible for American Express Serve.

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American Express Serve provides prepaid, reloadable debit cards that make shopping even easier. American Express Serve is fast growing in popularity today, so read on to find out about the benefits in this article.

Features and Benefits of American Express Serve

With Serve, you can load your account for free. That can be done by making direct deposits to the account at over 45,000 locations.

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There are no charges when you use the card to make online payments, and no hidden fees in general. American Express Serve also provides 24/7 access to ATM services where you can withdraw your cash.

You can also send and receive money between Serve account holders.

How It Works

To use an American Express Serve card, you must first load money into the account at any of its thousands of locations. You can then use the card to make payments wherever there’s an American Express sign. 

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To pay, just walk into the merchant where there’s an American Express sign and pay for what you have bought. You, however, need to be sure that you have enough loaded money loaded onto the card in order to be able to make the full purchase.

American Express Serve cards come with a $6.95 monthly fee.

How To Sign Up

To sign up, you need to have an American Express account. Your account is the one that is used to keep the money – more or less like a secured credit card. You can choose to sign up online. This can be done from the comfort of your home as long as you have an account.

If you don’t yet have an online account with American Express, visit the American Express website to sign up for one. You’ll have to fill in some personal and financial information to set up the account. Be sure to read the terms of use before you apply for the card.

Conclusion

Debit cards offer you security with your cash and the ability to earn rewards. If an American Express credit card isn’t right for you, consider American Express Serve. Make sure you do your research before welcoming another card into your finances.