How to Apply Revolut Metal Credit Card

The Revolut Metal Credit Card offers a range of premium benefits, including exclusive rewards, travel perks, and enhanced financial tools. 

In Norway, the card is handy for managing foreign currency, making global payments, and earning rewards. 

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In this guide, we’ll explain how to apply, what you need, and how to get the most out of your new card.

Eligibility Requirements

You must meet specific eligibility criteria to apply for the Revolut Metal Credit Card. Here are the key requirements you need to fulfill:

  • Age: You must be at least 18 years old.
  • Residency: Available to residents of Norway and other supported countries.
  • Income: A stable income may be required, though Revolut doesn’t set a specific minimum.
  • Credit History: No particular credit score is needed, but a positive credit history can help.
  • Identification: Valid government-issued ID and proof of address are required for verification.

Step-by-Step Application Process

The application process is simple and can be done through the Revolut app. Follow these steps to complete your application:

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  1. Download the Revolut App: Get the app from the App Store or Google Play and set up your account.
  2. Choose the Metal Plan: Select the Metal plan within the app to unlock all the premium features.
  3. Verify Your Identity: Upload your ID and proof of address for verification.
  4. Provide Payment Information: Link your bank account or add funds to your Revolut wallet.
  5. Submit Your Application: Complete the application and wait for approval, which usually takes a few days.
  6. Receive Your Card: Once approved, your Revolut Metal Credit Card will be delivered to your address.

Interest Rates and Fees

The card has various interest rates and fees, which you should understand before applying. 

Here’s a breakdown of the key costs in Norwegian Krone (NOK):

  • Annual Fee: NOK 1,999 per year for the Metal plan.
  • Cash Withdrawal Fee: 2% of the amount withdrawn after the first NOK 3,000 per month (free).
  • Foreign Transaction Fee: No fee for transactions in foreign currencies.
  • Interest on Purchases: 20.9% APR (Annual Percentage Rate) on outstanding balances.
  • Late Payment Fee: NOK 350 if the payment is missed or delayed.
  • Replacement Card Fee: NOK 150 for a lost or damaged card.

Card Approval and Delivery

Once your application is approved, the following steps are card approval and delivery. Here’s what happens:

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  1. Approval Notification: You will receive a notification via the Revolut app once your application is approved.
  2. Card Issuance: The Metal card will be issued and processed by Revolut.
  3. Delivery Time: Depending on your location in Norway, the card is typically delivered within 7-10 business days.
  4. Tracking: You can track your card’s delivery status through the app.
  5. Activate Your Card: Once received, activate your card directly through the Revolut app to start using it.

Understanding the Card Features

The Revolut Metal Credit Card offers several advanced features to enhance your financial experience. Here’s an overview of the key features:

  • Metal Design: A sleek, durable, and premium design makes your card stand out.
  • Global Spending: Use the card worldwide with no foreign transaction fees for purchases in other currencies.
  • Multi-Currency Wallet: Hold and exchange multiple currencies with competitive exchange rates in the app.
  • Instant Notifications: Receive real-time notifications for every transaction made with your card.
  • Free ATM Withdrawals: Get free ATM withdrawals up to NOK 3,000 per month; a small fee applies after that.
  • Priority Support: Access to 24/7 premium customer service through the app.
  • Security Features: Enhanced security with features like instant card freezing, disposable virtual cards, and 3D Secure authentication.
  • Travel Benefits: Includes airport lounge access, travel insurance, and other perks for travelers.
  • Cashback: Earn up to 1% cashback on eligible purchases made with the card.

Rewards and Benefits 

The card offers a range of rewards and benefits that make it an attractive option for those seeking more from their spending. 

Here’s a list of the key rewards and benefits:

  • 1% Cashback: Earn 1% cashback on all eligible purchases worldwide.
  • Airport Lounge Access: Free access to over 1,000 airport lounges worldwide.
  • Travel Insurance: Includes comprehensive travel insurance, covering things like medical expenses, flight delays, and lost luggage.
  • Exclusive Discounts: Get special offers on travel, shopping, dining, and entertainment.
  • Cryptocurrency Cashback: Receive cashback in Bitcoin, Ethereum, or other cryptocurrencies.
  • Revolut Perks: Access to exclusive deals and offers through the Revolut app.
  • Fee-Free Currency Exchange: Exchange up to NOK 60,000 monthly with no foreign exchange fees.
  • Priority Support: Get access to premium customer support.

Using Your Revolut Metal Card for International Transactions

The card is designed to make international transactions easy and cost-effective. Here’s how you can use it for global purchases:

  • No Foreign Transaction Fees: Enjoy fee-free purchases in foreign currencies, making it ideal for international travel or online shopping.
  • Competitive Exchange Rates: Revolut offers real-time exchange rates, often better than traditional banks, for international transactions.
  • Multi-Currency Account: Hold and spend in multiple currencies without converting funds beforehand.
  • Instant Notifications: Get instant updates on your phone for every international purchase or withdrawal, keeping track of your spending.
  • Global ATM Access: Withdraw cash from ATMs worldwide, free up to NOK 3,000 per month, after which a small fee applies.
  • Cryptocurrency Spending: If you hold crypto in Revolut, you can spend it directly with your Metal card, online or in-store.
  • Security for Overseas Transactions: Enjoy enhanced security features, like 3D Secure, when making international online payments.

Customer Support

If you have any questions or need assistance regarding your Revolut Metal Credit Card, you can contact Revolut’s customer support directly. 

Here’s the contact information for Norway:

  • Customer Support Phone Number: Call Revolut support at +47 21 62 94 29.
  • Mailing Address: Revolut, Haakon VII’s gate 9, 0161 Oslo, Norway.
  • Email: Reach out through the Revolut app for email support.

To Wrap Up

The Revolut Metal Credit Card offers many benefits, making it an excellent choice for those looking to simplify their financial management. 

If you meet the eligibility requirements, applying is straightforward and quick. 

Take the next step today by downloading the Revolut app and applying for your Metal Card to start enjoying the perks!

Disclaimer

The Revolut Metal Credit Card information is for general guidance purposes only and may be subject to change. 

Please refer to the official Revolut website or app for the most up-to-date details on eligibility, fees, and terms.