Choosing the right credit card can be difficult especially if this is your first foray into the world of credit cards. With so many options available, it is daunting to decide which one is best for you. Wells Fargo has a wide variety of credit cards to choose from, offering different rewards, cashback, and other benefits that make their cards an attractive choice.
If you’re looking for a low-interest rate or great rewards program, there are a lot of Wells Fargo cards to choose from. Find out more about the different Wells Fargo credit card offerings and their benefits before applying.
See If the Wells Fargo Active Cash Card is For You
One of the best Wells Fargo credit card offerings is the Wells Fargo Active Cash Card. The card can be used anywhere including online and over the phone.
It also comes with a wide variety of features that make it easy to track spending, save money, and earn different rewards. To earn rewards with the Wells Fargo Active Cash Card, you can use the card to make purchases.
Every time you make a purchase, you earn points that can be redeemed for cash back or other rewards. Rewards are based on how much you spend and how often you use the card.
If you make 10 purchases totaling $100 a month, you can earn 2% cash back on those purchases.
The Benefits You Get With the Wells Fargo Active Cash Card
The Wells Fargo Active Cash Card allows users to manage their finances in real-time with its online banking service. This includes tracking spending habits, setting up automatic bill payments, transferring funds between accounts, and more.
Additionally, users can set up alerts for when their balance reaches a certain threshold or when they are about to exceed their spending limit for the month. When it comes to fees, the Wells Fargo Active Cash Card does not have an annual fee or activation fee.
There is a 3% foreign transaction fee for any purchase made outside of the US as well as a 2% balance transfer fee. You’ll also get 0 percent APR for the first 15 months from opening your account before it becomes a variable APR of 19.49% to 29.49%.
Learn More About the Wells Fargo Reflect Card
The Wells Fargo Reflect Card is a rewards credit card that offers cash back and other perks. It is designed to give cardholders the ability to earn and redeem rewards on purchases.
The card offers no annual fee which makes it a very attractive option for many credit card users. To earn rewards, you need to make purchases that are eligible for the rewards. Eligible purchases include those made at participating retailers, restaurants, and gas stations.
Every time you make a purchase using your Wells Fargo Reflect Card, you receive a percentage of the purchased price as cashback in the form of an automatic statement credit. The amount of cashback that you earn depends on the type of purchase that you made.
You can then redeem the rewards through your online account or the mobile app such as gift cards from select retailers or travel books through Expedia and Hotels.com.
Check Out These Amazing Features
The Wells Fargo Reflect Card has an introductory APR of 0% for up to 21 months from both new purchases and balance transfers and then becomes a 17.49% to 29.49% variable APR thereafter.
There is no penalty APR if you miss any payments due on time but late payment fees will apply if not paid within 30 days of the due date.
There is also no annual fee associated with the card as mentioned above but there are other fees like a 3% balance transfer fee, a 3% foreign transaction fee, a 5% cash advance fee, and a $35 returned payment fee.
Discover the Wells Fargo Autograph Card
The Wells Fargo Autograph Card is a rewards-based credit card that allows customers to earn points on their everyday purchases but further rewards those who often travel a lot.
The card has no annual fee and has a range of benefits including 0% introductory APR for the first 12 months, up to 5% cash back on all purchases, and earn unlimited 3 points per dollar spent on eligible gas and grocery purchases.
Customers can take full advantage of exclusive autograph experiences with select celebrities. These autograph experiences are available throughout the entire year at select events across the country and require separate registration before attending the event.
Earn Rewards and Redeem Them With the Wells Fargo Autograph Card
One of the best ways to enjoy the Wells Fargo Autograph Card is to earn rewards. Cardholders must make purchases with the Autograph Card and redeem those points for various rewards such as statement credits, gift cards, merchandise, travel rewards, and many more.
For every dollar spent on eligible net purchases, customers will receive one point. Customers also receive three times the points they earn per dollar spent on eligible gas and grocery store net purchases during their first 6 months of card membership.
The points can then be redeemed for 1,000 points for $10 in value or 10% off selected merchandise from the Wells Fargo Rewards Center.
Find Out How You Can Apply
Interested customers who want to avail of these credit cards from Wells Fargo will need to meet a certain set of eligibility requirements from the bank.
You should be of legal age and must have a good credit score ranging from 700 to 749 before applying for many of these credit cards. You must also be a permanent resident of the United States and must have a valid Social Security Number.
To apply, customers can head over to the official Wells Fargo website and choose the credit card that they like by clicking on Apply Now.
You will need to submit your name, address, and much other information for the bank to provide proper identification and verification. You can also apply for a credit card by visiting the nearest Wells Fargo branch in your area.
How to Contact Them
If you have further inquiries, you can always call them at 1-800-869-3557 or you can download the Wells Fargo app for more assistance on your account.
You may also need to call 1-877-294-6933 to activate your credit card once you get approved. You can visit their main office at 420 Montgomery Street, San Francisco, California, U.S.
Conclusion
Wells Fargo credit cards offer a wide variety of rewards and benefits which makes them one of the most attractive choices for many consumers. From cash back to travel perks, Wells Fargo will always have something for everyone.
Disclaimer: All credit products carry risk. Be aware of these risks by reading the associated terms and conditions.