Visa cards are one of the most trusted money transfer methods there is in the world today. And not for bad measure either, they have some of the best cards today using their network. High chances are, out of the cards you have in your possession, there’s at least one Visa among them.

When you’re looking at Visa cards, there are a number of options that you can choose from. In the UK, some of the easiest Visa cards you can apply to come with some of the easiest requirements for anyone.


To find out the easiest Visa cards in the UK for approval, and some of the key benefits these cards carry, you should read on. Find out more about why a number of customers prefer these few cards than the others in the market below.

Barclaycard Forward Credit Card

One of the cards that you should definitely look out for when looking for a Visa card in the UK is the Barclaycard Forward. With this card, first of all, you get 0% APR for your purchases for the first 3 months of opening your account.

To get this specific card, you have to be 18 years and a UK resident. You also have to be earning at least £4000 annually for you to get this card. That means that almost all professionals in different fields are able to get the card.


The credit limit offered with this card is at £1200 and it is one of the best if you’re starting out with credit cards.

goHenry Prepaid Account

The next card on the list is a prepaid card by goHenry. A prepaid card, in case you didn’t have any idea about, means you have to deposit money to use it. With the goHenry card, you have to first pay a £2.99 fee to use it.

The fee is known as a registration fee that you have to part with every month to enjoy services from the card. For UK transactions, you pay absolutely nothing; that includes ATM withdrawals as well.

You have to pay £0.50 for debit card transfers while it is free for bank transfers. You have no APR as you don’t have credit with this card. You can acquire this card even if you don’t have the best credit standings.

Suits Me Premium Card

This particular card is also a prepaid card that offers it services through the Visa network. You can use this card free of charge when making purchases all over the UK. You, however, have to part with a £ 1.25 fee when you make ATM withdrawals.

When you first apply for the card, you’ll have to pay an initial £9.97 administration fee. After, you have to pay an additional £ 4.97 a month to use the card. For bank transfers through this card, you won’t have to pay, not even a cent.

When you make a purchase at any Paypoint, you’re charged £0.99 as fees. You then have to part with an additional 2.6% of the transaction amount.

Barclaycard Platinum with Balance Transfer (18/18)

The 18/18 on the card in some sense represents the 18 months you have in balance transfer when you’re a holder of this card. You need to have a good credit rating of at least 670. You also need to be a UK resident and be at least 18 years old for you to apply for this card

You also need to be earning at least £3000 per year for you to get the card and should have been earning the same for 3 years. The APR charged when it comes to this card is set at 20.9% and the APR is variable.

You, however, have an 18-month 0% APR charged on your purchases as well. That fully brings about the whole concept of 18/18 into reality. And the card has a £1200 credit limit associated with it.


Getting the right Visa card in the UK can be a challenge because there are a number of them floating around. When it comes to picking the easiest card to get approval for, you have to look at all the variables. Those are some of the best Visa cards that you can consider in the market today when you live in the UK.

Disclaimer: All credit products carry risk. Be aware of these risks by reading the associated terms and conditions.