While there aren’t any credit cards on the market that you are guaranteed instant approval for, there are a number of cards that are easier to get.
Visa is one of the most common money transfer networks in the world. To help make your Visa card search a little easier, this article shares four popular US Visa cards that are easy to get approved for.
Check out the below guide for further information on these cards and how you can apply today.
OpenSky Secured Visa Credit Card
The OpenSky Secured Visa Credit Card requires no credit check for its application, and has a 87% approval rate. It requires a minimum $200 deposit to secure the card. This deposit will become your credit limit. The card comes with a variable APR of 21.89% and an annual fee of $35.
This card is great for people looking to build their credit. The card reports to all the three major credit bureaus in the country, TransUnion, Equifax, and Experion.
Green Dot Primor Secured Credit Card
Green Dot Primor card is another secured card that is easy to get approval for. This card requires no credit check when you apply. To activate the card, you have to make a security deposit or $200 to $5,000 which will also become your credit limit on the card.
It has an annual fee of $39 and an APR that is fixed at 19.99%. Almost anyone can apply for this card as long as you can make the deposit to activate your line of credit.
Petal 2 Visa Credit Card
The Petal 2 Visa Credit Card is a rewards card with very low fees, which makes it attractive to people looking to get their first credit card. Petal offers a very user-friendly mobile application that offers transparency to cardholders around their credit performance. Prospective applicants to check their pre-approval eligibility on the website without a credit check.
The card comes with no annual fees, no foreign transaction fees, and no late fees. Its cashback program offers up to 1.5% on everyday purchases made with the card. There’s also a variable APR of 17.49% to 31.49% based on creditworthiness.
Credit One Bank Platinum Visa for Rebuilding Credit
This card is designed for people new to credit, or who want to rebuild their credit score. It comes with an annual fee of $75 for the first year, and then $99 for subsequent years, billed in monthly installments. It also has a variable APR of 28.49% based on creditworthiness.
Besides the opportunity to make improvements to your credit rating, the Credit One Bank Platinum Visa for Rebuilding Credit also comes with a cashback rewards program. Cardholders can earn 1% cashback on eligible purchases made on groceries, gas, and monthly services such a mobile phone, cable, and internet.
Conclusion
If you’re looking for a credit card that is easy to get approved for, these cards are the top choices. Be sure to do some research before making a final decision.
Disclaimer: All credit products carry risk. Be aware of these risks by reading the associated terms and conditions.