Epos Gold Card: How to Apply and Explore Exclusive Benefits

If you live in Japan and you want to own a credit card, it can be very difficult if you are a foreigner. There are a lot of requirements that you need to submit before you can even open a bank account, let alone apply for a credit card.

While you may encounter difficulties in acquiring a credit card in Japan, there is one issuer that lets you own a credit card as a foreign in easy steps. The Epos Gold Card is a great option for foreigners to apply for a credit card and use it in thousands of establishments in Japan.

Learn more about what the Epos Gold Card is all about and how you can apply with the article below.

Benefits and Features of the Epos Gold Card

The Epos Gold Card has a wide range of benefits and features that cardholders can enjoy. 

Epos Gold Card: How to Apply and Explore Exclusive Benefits
Image Source: Open Retail Solutions

Anyone who is looking to find the best credit card to use in Japan should be looking at applying for the Epos Gold Card. 

Here are some of the best features and benefits you can enjoy with the Epos Gold Card.

Cashback Rewards With No Expiration

When you have the Epos Gold Card, you will never have to worry about your rewards expiring. Use the Epos Gold Card at partner establishments and get cashback rewards every time you use the card for any transactions. 


The cashback rewards can be accumulated and you don’t ever have to worry about using it later on. This way, you can collect until you are ready to redeem them for more rewards. 

You can earn three times more when you make monthly payments or when you register your favourite shop and use it on every transaction.

Using Your Epos Points

Once you have enough cashback rewards and points on your account, there is a myriad of things that you can choose from as part of the redemption rewards. 


You can convert your points to shopping discounts at Marui, or you can exchange them for other goods. 

Cardholders can also use it to exchange it for prepaid cards or for gift cards that you can use in many partner establishments as discounts. You can even use the reward points and donate them to support your favourite organization.

Take Traveling to New Heights

The Epos Gold Card is a prime example of a credit card that you can use as a foreigner and make your travel experience a lot more convenient. 

With this card, you gain travel perks such as airport lounge access thus making your waiting time a lot bearable. You also get personalized assistance from the concierge and even have the safety net of travel insurance. 

Gone are the days when you have to worry about losing your baggage and have to pay tons of money just to retrieve it.

Protect Your Purchases

When you use the Epos Gold Card to purchase any item, you are also protecting it from theft or damage. 

The purchase protection feature lets you breathe a sigh of relief, knowing that your purchases are always protected. If you receive your item in a damaged condition, you can easily have it replaced without any charges. 

The same goes for those that are stolen or lost. What’s even great about the card is that it also extends the warranty of the purchased items.

Interest Rates and Other Charges

The interest rates and other fees will always be a matter of discussion for any credit cardholder. 

The Epos Gold Card has a range of around 14% to 24% variable APR for purchases. 

Members will need to pay for the annual membership fee, but you can always have it waived when you have an annual usage of 500,000 yen or more.

Contact Details

If you’re interested in learning more about the Epos Gold Card, you can check out the official website for more information. 

You can also call their customer service hotline using the number 03-3383-0101 if you’re in Tokyo or 06-6630-0101 if you’re in Osaka. You can inquire about the eligibility requirements, application updates, and other information through the hotline. 

You can also visit their main office located at 4-3-2 Nakano Nakano-Ku, 164-8701 Japan.

Applying for the Epos Gold Card

Before you can apply for the Epos Gold Card, you should thoroughly review the entire application process for the card. 

Epos Gold Card: How to Apply and Explore Exclusive Benefits
Image Source: Tokyo Cheapo

There is also a list of requirements that you need to prepare to qualify for the credit card. 

Aside from that, you should be ready to provide the necessary details during the application, such as your full name, address, and other information about your identity.

Preparing to Apply for the Epos Gold Card

Applying for the Epos Gold Card is very simple, even for foreigners in Japan. You just need to qualify for the card through these requirements, which include the minimum age requirement of 18 years old. 

You must also meet the income criteria set by the issuer, and you must have proof of income before you can apply. You can apply for the Epos Gold Card through the official website or by visiting their local bank.

Online Application Process

Applying online is the easiest way to get the Epos Gold Card. The first step is to visit the official Epos website and register for an account. 

Login to your account and apply for the card then click Apply Now. Fill out the online application form with your personal details and include your contact information. Upload the required documents and review the terms and conditions before you submit. 

You can then get your credit card 24 hours after approval at any load center or you can wait for at least 7 business days for the card to be delivered to your doorstep.


Foreigners often have to face a lot of challenges when applying for a credit card in Japan but certain issuers like Epos have made it possible to get one without any hurdles. Make sure that you understand the entire application process and eligibility requirements so that the entire application runs smoothly.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.