Sometimes you get caught up in a million different things that you may forget to pay your credit card bill on time. However, this mistake should not be repeated as falling behind on your credit card bill payments can negatively affect your credit score. Credit card companies generally share your credit card payment details with significant consumer credit … Read more
A lot of people have more than one credit card in their wallets. This is a pretty common occurrence, but can be one that carries high financial risk. Having many credit cards at once means that you are likely to use all of them regularly. This can increase your debt as it can be quite … Read more
The minimum monthly payment is the least amount of money you are required to pay on your credit card account per month in order to remain in good standing with the credit card company. Making this payment on time is important if you want to avoid late fees and have a good repayment history reflected … Read more
Do you want luxury travel perks to be a part of your traveling experience? A lot of people complain that getting started with miles and reward points is tricky. After all, where do you start? Well, it’s not that tricky with the American Express Platinum Card in place. Armed with the right knowledge and a … Read more
Traveling is fun and exciting, but, nobody likes to come home to a monstrous bill staring at their face. But this can be a very real problem if you love to shop using your American Express credit card while traveling. The reason for this lies in foreign transaction fees, which are applicable to most traveling … Read more
A credit card could provide excellent convenience, but it can also be a source of aggravation if your personal or account information is lost or stolen. Credit card fraud occurs every day but is highly prevalent during periods of economic hardship. It is best to take proactive measures to secure your financial reputation and reduce … Read more
Credit card fraud is if someone uses a credit card or account details from another person to make unauthorized transactions or access funds through cash advances. Credit card fraud is not only happening online, it’s also happening in brick and mortar shops. It can be essential to know the signs of debit and credit card … Read more
In today’s digital age, not being careful with your credit card details can put you at risk of fraud. Fortunately, by keeping your credit card details extra secure, you can try to prevent credit card fraud. Always be on guard for scammers who seek to trick you into giving up information about your credit card. If … Read more
If you ask anyone with a credit card, everyone will confess that their credit card is not just a financial tool but also a great way to earn rewards. This is why many people are drawn to banks like Tesco Bank as they often give the best and most competitive perks from their credit cards. … Read more
For millions of people, having a credit card is a rewarding experience especially if you have a card that rewards you for your everyday spending while also giving you access to different benefits such as entertainment and travel. Others also want to have a credit card that helps with managing their finances. If that is … Read more
An increasing number of people today prefer to use credit cards to make payments. Mostly, the habit is brought out of necessity rather than a luxury as many people need to use credit to get through their day-to-day lives. All in all, credit cards are quite essential. And, with credit cards, what you’re almost certain … Read more
Your credit cards are some of your most valuable financial tools today. Therefore, you want them to be as safe as possible at all times. With the prevalence of credit cards, there is also a growing presence of credit card security threats. For example, your card being scanned while in your pocket. With the advancement … Read more
Credit scores are quite important when it comes to how you live your life, and luckily, you can manage yours with the Credit Sesame app. Virtually, everyone has some sort of debt that they carry around them every single day. Be it credit cards, personal loans, or other forms of borrowing that they can access. … Read more
Do you remember when credit cards were just pieces of boring plastic plastered with your name on it? Well, credit cards have come far and have evolved along the way. The need for a more personalized approach to almost everything in life has made issuers want to do the same with credit cards. Depending on … Read more