Citi Custom Cash Card – 5% Cash Back Offer

The Citi Custom Cash Card is an innovative credit card designed to make your spending easier and more rewarding. With this card, you can enjoy the convenience of cashback rewards that are tailored to your spending habits and lifestyle.  You can earn up to 5% cash back on eligible purchases, plus you get access to … Read more

British Airways American Express Card – How to Apply, Benefits, and More

If you are a frequent flyer and you want to own a credit card, the British Airways American Express credit card should be the right fit for you. The British Airways Amex card is best when used for day-to-day spending. With its myriad of benefits and perks, you are encouraged to make good use of … Read more

Barclays Car Loan: How to Apply Online, Pros and Cons, and More

Looking for a loan that will get you a new car within days after your application? It is time to switch to a Barclays car loan and enjoy the competitive rates and ease of application. Barclays car loans offer customers a simple and convenient way to finance the purchase of their dream car.  With its … Read more

Supplemental Nutrition Assistance Program – Learn How to Apply

Life can be difficult enough as it is, and sometimes you just need a little help getting by. The United States government has various programs to make life easier, including free housing, food, and health insurance. One such program is the famous Supplemental Nutrition Assistance Program (SNAP).  SNAP is a federal nutrition program that provides … Read more

Credit Budgeting Tips – Learn How Budgeting Can Improve Credit

Bad credit ruins your credit history and will affect your financial future. Before any financial institution extends to you a credit product such as an auto loan, student loan, mortgage, or credit card, they first look at your credit history. Therefore, you want to pay your debts on time and maintain a good credit history. … Read more

Learn How Payment History Affects Credit Scores

They say it’s all about timing, and it’s particularly true when it comes to paying for loans. The most significant factor weıghıng in your credit score is paying back your credit card and loan balances on time. Your credit score is used by lenders and creditors to decide whether to offer you products including mortgages, … Read more

Bad Credit Credit Cards to Build Credit: A Brief Guide

Credit-builder credit cards are credit cards for people who want to boost their credit score because they have little or poor credit. Your credit score is used to determine if you are a reliable person to lend money or give credit to. You’ll find it more challenging to borrow money or get credit if your credit score is … Read more

What’s the Difference Between the Balance Transfer Fee and Rate?

A lot of people accumulate credit card debt for a number of reasons. For this reason, banks try to offer financial solutions to provide a breather for customers who want to settle their balances. This is where balance transfer cards enter, providing lower fees for transferring card debt to a new card. Some people associate … Read more

Settling Credit Debt – Know These Do’s and Don’t’s

If you are in debt, you may be constantly receiving calls from creditors and third-party collection agencies. You are no alone in this. According to the Financial Protection Bureau, roughly 28% of people with a credit history are in debt, and these debts have already been reported to a third-party collection agency. Around 9% already … Read more

Credit Tip of the Day – Don’t Close Old Credit Cards

A lot of us have an old credit card lying around in our wallets. Even though we do not use these cards anymore, we feel hesitant to close them. This might be attributed to the fear of damaging our credit score. This fear is completely justified as our credit score is affected significantly when we … Read more

Bank Accounts That Help Build Credit – Do They Exist?

Strong credit plays an integral part in your financial life. For obvious purposes like obtaining a credit card, car loan, or mortgage, most people think of good credit. But credit also plays a role in less obvious things, such as renting a car, apartment, or house. If you’re trying to build a credit score for … Read more

Improving Credit After Bankruptcy – Tips and Tricks

Bankruptcy is a complex legal process that can affect your reputation seriously and adversely. On the bright side, It won’t last forever, no matter how much damage is done to your credit. Bankruptcy remains on your credit report for seven to 10 years, but its effect diminishes as time goes by. Meanwhile, by taking some … Read more

Do Bills Build Credit? Learn More Here

Your credit score is determined from credit report data, so you want your reports to display a strong on-time payment history. But not every payment that you make will go to your credit reports. For example, gym memberships, health insurance premiums, cable bills, and others will not improve your credit even though you have been paying … Read more

How Does Experian Boost Really Work?

Are you getting frustrated that you always get denied credit card applications because you have a low credit score? Do you want to find different ways to improve your credit score? If that is the case, you should try out Experian Boost. Experian Boost is a free feature that allows you to connect different accounts … Read more