For a specific period of time, introductory periods usually give cardholders a 0% APR (annual percentage rate). This special interest rate will apply, depending on the card, to purchases, transferred balances, or both.Even if you're not searching for yet...
Have you ever been late on a credit card payment, just to see your interest rate soar out of control? If yes, then a penalty APR is most probably the culprit.A penalty APR is one of the lesser-known and...
Having a credit card is undeniably great as it allows you to stroll cash-free when you're shopping or traveling The only thing that makes a credit card confusing is the processing rates, which are a little overwhelming if you’re...
There are several benefits you can enjoy when you become the owner of a house, and some of them are tax-related. In this post, we will take a closer look at those benefits and how to act on them.Most...
Individuals planning a trip overseas know the struggle of dealing with foreign transaction fees. Normally filed under credit card fees, this is typically buried under the lengthy terms and conditions page of your credit card agreement. While international fees may...
Swearing off the plastic because of the disadvantages of using a credit card is not always a smart idea. Using credit cards can help you to gain rewards and build credit. And while you definitely want to use credit cards...
You may be curious as to whether you are permitted to a valuable tax deduction for the interest you pay on a loan, if you have a home equity line of credit (HELOC). The laws for deducting mortgage interest have changed. There...
If you have used a credit card before, you have probably seen the phrase “balance transfer”. At times there are fees and interest attached to the transfer, at times there is a waiver on it altogether. Are the fees the...
When it comes to credit cards, there are a number of features that come with it and you have to pay attention. They include a number of fees for different transactions that come with the credit card. There are...
APR stands for the Annual Percentage Rate, and it is usually used in reference to all types of loans from credit cards, to auto loans to mortgages. Most times you have signed legal documents without understanding what the term...
Credit cards are perfect for use on a daily basis, but they come with many different fees that you must pay whenever you use the card. Sometimes it feels like there is a fee for every little thing you...
There are a number of advantages when it comes to having credit cards. Credit cards go as far as helping you to build your credit in the long run.And, when it comes to credit cards, they have a different...

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