Credit cards can add convenience to our financial lives. We use them to pay for food, retail items, and online orders, and once the monthly statement arrives, we have a window of time before payment is due.
With the added bonus of...
You have probably been given an application for a supermarket credit card at the checkout counter if you went shopping on a regular day.
Retailers also offer significant incentives to employees to push credit cards toward their customers. And with substantial...
When you apply for a credit card, your card issuer allows you a maximum amount that you can charge on a particular credit card account. This is called credit card limit.
Depending on the card issuer and their conditions, you...
Sometimes spending on a credit can feel like you're not spending anything at all, and that can cause some major trouble in your finances. Credit cards are more prevalent now than ever before and there's no getting away from...
Using a credit card has many advantages. Beyond convenience, you can earn credit card rewards such as cashback or miles points. If you prefer perks for travel, a travel rewards credit card is best for you.
Paying through cash or...
Sometimes you get caught up in a million different things that you may forget to pay your credit card bill on time. However, this mistake should not be repeated as falling behind on your credit card bill payments can negatively affect your...
Companies use corporate charge cards so that workers can charge approved business costs, such as hotel stays and flights, without relying on their own credit cards or cash.
In comparison, a corporate or business credit card bears the name of a corporation and the...
It's difficult to shop at any supermarket these days. And online shopping doesn't save you from credit card discounts. Although it may be enticing to sign up for a store credit card and save up to 20% on the transaction...
Travel credit cards often advertise loyalty schemes for their attractive credit card miles rewards programs. You may have even read accounts of people traveling around the world for virtually nothing using miles earned by credit cards.
When you know how credit card...
Lenders will always want to get as much out of us as they possibly can, and when it comes to hidden credit card charges, this is where most of them shine. When signing your contract with a potential lender,...
Credit cards offer a convenient way of paying for goods and services. They are also safer compared to carrying cash, and offer many rewards to users, depending on the card.
Unfortunately, overspending with credit cards is common, and the reason...
Are you preparing to apply for your first credit card? It is generally a simple procedure to apply for a card. However, the problem is that you have to get approved.Card issuers – including banks – differ on how...
