When you are in debt, one of the things that happens is to constantly receive calls from your creditors and third-party collection agencies which is an absolute headache and something that no-one wants to go through. So, it’s important to...
Your credit score is a vital cog in the wheel of financial stability. Not only does it define your creditworthiness, but it also plays an important role in making a deal with your next lender. While it is a well-known...
Debt Management Programs or Credit Counselling, as they are famously referred to, are the new buzzwords on the market. The latest Federal Reserve Data puts the cumulative credit card debt at $930 billion in the last quarter of 2019. Housing...
Credit cards are pretty much how we survive today. It’s pretty hard to find anyone who doesn’t use one at least once a day. Hence, the reason why credit cards are referred to as the ‘cornerstone of the American...
With all the shopping we invariably indulge ourselves in during the festive season, holiday credit card debt quickly piles up. From buying presents to splurging on holiday activities, our budgets are often forgotten. Though a new year brings new...
One of the dangers of our economy is that everyone has some debt on them today. Credit has become one of the cornerstones of most economies in the world today. For example, the United States economy is highly built...
We are often made to believe that it is extremely difficult to eliminate credit card debt. This is especially true when that debt has piled up for a long time, ballooning into a staggering sum. Well, the truth is that...
If you are struggling to recover from your credit card debt, you are not alone. There are millions of other people just like you who are struggling with the same problem. When you're trying to pull yourself out of your...

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