Credit card concierge services come as a ‘no additional cost’ perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten benefits of having a credit card. The J.D. Power 2019 U.S. Credit Card Satisfaction Study confirmed … Read more
Deciding between primarily using a debit card or a credit card has never been an easy choice. There is always a wide variety of views favoring one or the other of these two. Nonetheless, the credit card industry has continued to grow over the years. However, when it comes to Millennials, those born between the … Read more
Owning a home is a popular dream. To some, it might come easy. But for others, you have to have a good credit score and do whatever it takes to pay off that mortgage, including using credit cards. Whereas you might qualify for a mortgage even with a poor credit score, this also comes with … Read more
Credit cards for business can make funding at the outset, as well as day-to-day expense management, a whole lot easier. At the same time, these cards should be used with adequate caution – as much or more than with personal credit cards. In this article, we provide a complete, holistic perspective on critical aspects to … Read more
If you have an extended warranty or price protection feature on your credit card, it means you can push the original manufacturer’s warranty on several items. If you love shopping, this helps you to save money, and by preceding a particular store’s guarantee, you will still stay protected. Despite this being a popular feature on … Read more
It certainly pays to own a credit card. After all, there are many benefits that come your way once you have a credit card. Accordingly, the focus of this post is on credit card ownership. Reading through this post, you will have a good idea of the solid reasons it makes sense to own a … Read more
How many times a day do you enter your personal or payment information when shopping online? In today’s world, you typically only have to enter the information once. Most merchants have systems that are designed to ensure you an easy time by keeping most of your card’s information on file or in their records. This, … Read more
With credit cards often come annual fees. We call this an annual fee card, and if you’re like most cardholders, you get wary when these fees come into play. Most people consider the cards without fees to be the best. So, how can you determine if paying this fee is worth it? This guide covers … Read more
It can be hard to tell what’s really the best advice you can get when it comes to credit cards and how they work. Despite what people always say about credit cards, not everything is correct. Always take this information with a pinch of salt. Whereas many people might discourage you from getting yourself one, … Read more
According to many financial experts, credit cards are the cornerstone of the American economy. Having and using a credit card is no longer a luxury left to only the wealthy in society. Almost everyone uses one at some point in their life. There are so many terms that come with credit cards. Have you ever … Read more
One important factor that contributes to debt is your credit card APR, so it would pay to know more about how it works. APR, or the Annual Percentage Rate, is one of the most important rates associated with your credit card and should be considered when making all purchases if you don’t plan on making … Read more
In a nutshell, a balance transfer is a process that allows you to switch your debt from a loan or credit card to another credit card. You will still pay your debt; the only difference is that a balance transfer allows you to combine several payments on one card. Assuming the balance is transferred to … Read more
According to LendingTree, credit card debt in the US reached $986 billion in 2023. Credit card interest is really getting to people. The staggering numbers of credit card debt can certainly be overwhelming. The key to keeping your part of that grand total manageable is understanding how credit card interest works. Having a solid grasp … Read more
Most of the leading economic countries in the world today have adopted the idea of credit cards, and you may be wondering why that is. Why do credit cards have such a huge grip on markets worldwide? Credit cards offer a lot to folks today – more than just having cash in your pocket does. … Read more