When Is it Time to Cancel Your Credit Card?

Cancel

Once you decide that you no longer want to use your credit card, you can call your bank and ask them to cancel it. This decision should not be made lightly, though, as even after canceling a credit card, you are still responsible for paying off any outstanding balances or debts you might carry with … Read more

Which Credit Cards Offer the Best Welcome Bonus?

Credit Cards with the Best Welcome Bonus

Most credit card welcome bonuses come in different forms, such as miles, cash back, and even rewards or bonus points. We have selected for you some of the credit cards that come with fantastic sign-up bonuses. However, as you look at the list and choose a credit card that might work for you, remember to … Read more

Should You Allow a Merchant to Make a Copy of Your Credit Card?

merchant

How many times a day do you enter your personal or payment information when shopping online? In today’s world, you typically only have to enter the information once. Most merchants have systems that are designed to ensure you an easy time by keeping most of your card’s information on file or in their records. This, … Read more

How to Use Your Credit Card Abroad – Best Practices

Credit Card Abroad

Have you found that in the past, it has been unreasonably difficult to use your credit card abroad or even spend when overseas? The days of carrying cash and making yourself vulnerable to theft do not have to overwhelm you anymore. And waiting in long lines to convert your currencies is a practice long gone. … Read more

Visa Benefit Levels – The Definitive Guide

Does Visa give out any benefits for people who carry around their cards? You may be wondering whether there are Visa benefit levels that factor into how much you can get in terms of rewards. These are both tough questions to answer since Visa doesn’t produce the cards in the first place. You see, your … Read more

What Is Credit Card APR and How Is It Calculated?

Credit Card APR

One important factor that contributes to debt is your credit card APR, so it would pay to know more about how it works. APR, or the Annual Percentage Rate, is one of the most important rates associated with your credit card and should be considered when making all purchases if you don’t plan on making … Read more

What Is a Balance Transfer?

What Is a Balance Transfer?

In a nutshell, a balance transfer is a process that allows you to switch your debt from a loan or credit card to another credit card. You will still pay your debt; the only difference is that a balance transfer allows you to combine several payments on one card. Assuming the balance is transferred to … Read more

Capitec Global One Credit Card: Reasons to Choose This Card

As South Africa’s third-largest bank, Capitec credit cards offer reliable and easy-to-use credit options for people from all walks of life. The Global One Credit Card from Capitec is powered by Mastercard. The Capitec Global One credit card aims to provide safe and secure transactions without a high price tag or interest rate to its … Read more

Nationwide Credit Cards: 2 Amazing Cards for Members

A wealth of perks and benefits await holders of Nationwide credit cards because of their fast-saving features like 0% balance transfers for 12 months and more. Having this credit card surely is valuable, especially for individuals who travel frequently. With Nationwide’s commitment to providing a revolutionary card to existing customers, long-term financial growth can be … Read more