Depending on how you use it, a credit card can be both a blessing and a curse. They are very useful, especially if you are short on cash. Furthermore, these cards provide benefits such as cashback, rewards, travel miles, and purchase protection. However, if you are already in debt or do not know how to … Read more
Student credit cards, as the name suggests, are targeted toward the student community. This means that such cards are created to meet the specific needs of students and young adults in general. However, just because a credit card may be called a ‘student credit card’ does not guarantee that it operates in your best interest. … Read more
China, in the recent past, started accepting credit cards mostly in the big cities of Hong Kong, Beijing, and Shanghai. This comes in as good news for both tourists and business people who don’t like traveling to China with large sums of money. However, when traveling to China, it’s essential to note that not all … Read more
Paying off your credit card Is not a walk in the park. It certainly isn’t as easy as getting into debt. However, whether we like it or not, paying off credit card debt is something we have to face head-on. Being able to pay off your credit card requires taking a hard look at your … Read more
Credit card travel insurance is an extremely powerful value-add that comes with your credit card. Yet, there are many who actually do not avail of these benefits when the need arises. Often times this is simply because many cardholders do not know that these benefits exist. From compensation for baggage delays to accident insurance, credit … Read more
Sure, credit card cash advances can prove to be priceless in emergency situations. However, they also come at a price, and a huge one at that. Before you decide to use a credit card cash advance, be warned. Though getting cash by using your credit card is an option, it should not be done regularly. … Read more
With all the shopping we invariably indulge ourselves in during the festive season, holiday credit card debt quickly piles up. From buying presents to splurging on holiday activities, our budgets are often forgotten. Though a new year brings new beginnings, it may also bring a hefty credit card bill. In such cases, it is important … Read more
Credit cards offer users convenience, especially when traveling. It is nice to know that you do not have to walk around with pockets full of cash. However, using credit cards in foreign countries has its downsides as well. You can run the risk of overpaying because of additional charges that might be added to the … Read more
Credit cards always come in handy, especially if you don’t have cash in your wallet. Aside from convenience, credit cards also offer a variety of benefits. These benefits can include payment protection, cashback rewards, and other advantageous offers. When it comes to credit cards, you can have as many as your credit score can allow. … Read more
Credit card concierge services come as a ‘no additional cost’ perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten benefits of having a credit card. The J.D. Power 2019 U.S. Credit Card Satisfaction Study confirmed … Read more
Credit cards are increasingly becoming the way everyone lives their lives today. With the fact that credit cards are so common, one may think that even the average person has a wealth of credit card knowledge. However, that may not always be the case. In fact, many credit card holders may not fully understand the … Read more
Being a responsible credit cardholder requires understanding how credit cards work and the agreement you entered into when signing up for the card. It’s not difficult to be responsible credit card holder, but it does require some diligence on your part. For example, awareness of the status of your card at all times is key … Read more
There are different ways people start using a credit card. One of them is when parents add you as an approved user. The other way is when you are old enough to get your own card. In both of these ways, one thing remains certain about credit cards – they give you a loan. That … Read more