The holiday season is upon us yet again, and this means bringing out all our savings and starting to enjoy what the season has to offer. However, the holiday season comes with its pressures, meaning you will be forced to overspend. From decorations to gifts to flights, this is a time to spend, regardless of … Read more
Have you ever considered that a bad credit score could play a role in your rental process? Well, if you haven’t, it’s time to start. Some landlords will deny your application if you have a poor credit score. They may also check your credit to see if you have a prior eviction or any other … Read more
As the norm is today, everyone has debt. But oftentimes people use this fact as a reason not to properly address theirs. However, debt is certainly not something that should be ignored. You should clear off your debts as soon as you possibly can, and the first debt you will want to clear is any … Read more
The average wedding in the United States today costs around $30,000, according to various surveys. When it comes to spending such a large sum of money for various wedding costs such as venue and vendors, your credit card will come in handy. Not only will you be able to pay for the wedding, but the … Read more
Everything today is digitalized, which leaves you exposed to fraudsters who can quickly get your information from just about anywhere. This is especially concerning since so much of our most private information is now online. As such, your credit card is one of the most vulnerable things that you have. Its information can be stolen in … Read more
The holiday season means increased shopping, increased spending, and everything in between. For some reason, most people prefer using credit cards for shopping to get as many rewards as possible. Most credit cards offer bonuses on shopping, and there has never been a better time to take advantage of them than the holiday season. With the right … Read more
If you have never owned a credit card before, you are probably wondering how they work. Basically, you “borrow” money from a financial institution to make purchases and then pay at least a percentage of the money after a given period. The remaining amount is what accrues interest. However, this can be avoided by paying … Read more
If you are starting out in the world of credit cards or are a student feeling confused about which credit card to go for, then this is the right place for you. We have carefully selected cards that have minimal requirements, and are also user-friendly. They give users perks in the form of rewards, cash … Read more
Credit cards offer their cardholders a variety of different rewards. Two of the main types of rewards are cash back and travel rewards. Both offer great opportunities to earn while you spend. Whichever one works for you is highly dependent on your spending habits and your lifestyle. Finding out the advantages of each and how they each … Read more
When your credit card is stolen, it requires immediate action. You will need to take steps to protect yourself, and your finances, from being taken advantage of. A missing credit card in the wrong hands can wrack up thousands of dollars in charges and could leave you on the hook to pay it all back. This … Read more
A credit freeze, which is also referred to as a security freeze, allows you to restrict access to your credit report, thus allowing you to fully take control over your financial information. By freezing your credit account, you stop the release of your credit score and other reports. If you opt for a credit freeze, … Read more
What if you could find a lender that doesn’t necessarily want proof that you can pay back what you owe? Think of it; most credit cards will want you to provide some proof that you can pay back the amount you borrow. However, you may not always be able to provide this proof. When you … Read more
Being that credit cards are the cornerstone of the American economy, you’d expect there to be one for every event. There are obvious ones for traveling, grocery shopping, and even for gas and many others. With that in mind, wouldn’t it be better to have one that is specially designed for family use? Of course, … Read more
Many people choose to use credit cards because of the ample benefits they offer. If you use your credit card responsibly, it’s an alternative to money that can give you cashback and other benefits. Aside from that, credit cards also offer other perks and securities that simply using cash does not provide you with. If … Read more