Even the most meticulous folks have missed credit card payment at least once. Maybe they were on vacation, maybe they overlooked their credit card bill, maybe they didn’t have money, or they simply forgot! The point is, it happens. The reasons are endless but the fact remains that many of us at some point or … Read more
Paying off your credit card Is not a walk in the park. It certainly isn’t as easy as getting into debt. However, whether we like it or not, paying off credit card debt is something we have to face head-on. Being able to pay off your credit card requires taking a hard look at your … Read more
Credit card travel insurance is an extremely powerful value-add that comes with your credit card. Yet, there are many who actually do not avail of these benefits when the need arises. Often times this is simply because many cardholders do not know that these benefits exist. From compensation for baggage delays to accident insurance, credit … Read more
Sure, credit card cash advances can prove to be priceless in emergency situations. However, they also come at a price, and a huge one at that. Before you decide to use a credit card cash advance, be warned. Though getting cash by using your credit card is an option, it should not be done regularly. … Read more
With all the shopping we invariably indulge ourselves in during the festive season, holiday credit card debt quickly piles up. From buying presents to splurging on holiday activities, our budgets are often forgotten. Though a new year brings new beginnings, it may also bring a hefty credit card bill. In such cases, it is important … Read more
Credit cards offer users convenience, especially when traveling. It is nice to know that you do not have to walk around with pockets full of cash. However, using credit cards in foreign countries has its downsides as well. You can run the risk of overpaying because of additional charges that might be added to the … Read more
Credit cards always come in handy, especially if you don’t have cash in your wallet. Aside from convenience, credit cards also offer a variety of benefits. These benefits can include payment protection, cashback rewards, and other advantageous offers. When it comes to credit cards, you can have as many as your credit score can allow. … Read more
Credit card concierge services come as a ‘no additional cost’ perk with a lot of credit cards. Even so, you will be surprised at how many credit card users completely miss out on using them. They are the forgotten benefits of having a credit card. The J.D. Power 2019 U.S. Credit Card Satisfaction Study confirmed … Read more
Many people are struggling with credit card debt, so paying yours off would be a significant accomplishment. This might take months and even years to accomplish. Once you have paid it off, it’s up to you to decide what to do with the money and available credit you now have. The process of paying off … Read more
Deciding between primarily using a debit card or a credit card has never been an easy choice. There is always a wide variety of views favoring one or the other of these two. Nonetheless, the credit card industry has continued to grow over the years. However, when it comes to Millennials, those born between the … Read more
Are you a college graduate looking for a credit card? Or is it your first time owning a credit card? Do you have some credit history and find yourself looking for a favorable card? Well then, you have come to the right place. First-timers in the credit card game should pay attention to this article, … Read more
Have you seen the Visa logo and wondered whether it’s worth applying for a Visa credit card? You are probably not the only one. Visa credit cards are used all over the world and for a good reason. One of the most significant advantages of a Visa credit card is that it is accepted worldwide. … Read more
Credit cards are increasingly becoming the way everyone lives their lives today. With the fact that credit cards are so common, one may think that even the average person has a wealth of credit card knowledge. However, that may not always be the case. In fact, many credit card holders may not fully understand the … Read more
When it comes to credit card benefits, many people think of the obvious ones like cash back, travel perks, and rewards. But there are many more benefits that credit cards offer today. The best credit cards on the market provide a wide range of additional perks and benefits that can make a real difference in … Read more